Expat Medical Insurance Comparison

Expatriates in Singapore need comprehensive medical insurance because they don't have access to the same healthcare subsidies as citizens and permanent residents. Private healthcare in Singapore can be expensive, and expat medical insurance ensures access to quality healthcare without significant out-of-pocket expenses.

Comprehensive expat medical insurance should cover inpatient and outpatient treatment, emergency care, evacuation and repatriation, maternity care, dental treatment, and preventive care. It's important to have coverage that works both in Singapore and internationally.

Most expat medical insurance plans in Singapore exclude pre-existing conditions by default. However, some insurers offer coverage for declared conditions after a waiting period or at an additional premium. Full disclosure during application is essential.

Most expat medical insurance plans offer access to Singapore's private hospitals and specialists through direct billing networks. Some plans may have preferred provider networks or different coverage levels for different hospitals. Check the hospital list before choosing a plan.

Many expat medical insurance plans offer worldwide coverage and can be maintained even after leaving Singapore. Some plans allow for coverage continuation or transfer to a local plan in your new country. Check the portability options when selecting a plan.