Maid Insurance Comparison

Find and compare the best maid insurance plans in Singapore

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Quick Comparison

Compare basic coverage and prices from top maid insurance providers in Singapore

Insurance Provider Annual Premium Medical Coverage Personal Accident Outpatient Promotion
Liberty logo
Liberty
$238/year S$15,000 S$60,000 S$1,000/year Free 2 months extension Get Quote
FWD logo
FWD
$242/year S$16,000 S$62,000 S$1,200/year Free 3 months coverage Get Quote
HL logo
HL
$256/year S$18,000 S$65,000 S$1,500/year S$60 cash via PayNow Get Quote
Sompo logo
Sompo
$248/year S$15,000 S$60,000 S$1,000/year S$50 shopping voucher Get Quote
MSIG logo
MSIG
$252/year S$17,000 S$63,000 S$1,300/year Free dental coverage Get Quote

Detailed Comparison

Compare detailed features and benefits of our recommended maid insurance plans

Compare Maid Insurance Plans

Find the best maid insurance plan for your needs. Compare coverage, benefits, and prices from top insurers in Singapore.

Recommended
NTUC Income
$238/year
For 26 months coverage
AXA
$256/year
For 26 months coverage
FWD
$242/year
For 26 months coverage
Medical Coverage
Annual limit for medical expenses
S$15,000 S$18,000 S$16,000
Personal Accident
Coverage for accidental death and permanent disability
S$60,000 S$65,000 S$62,000
Hospital Ward
Type of hospital ward covered
B2 B1 B2
Outpatient Treatment
Coverage for outpatient medical expenses
Up to S$1,000/year Up to S$1,500/year Up to S$1,200/year
Dental Coverage
Basic dental treatment coverage
Emergency Medical Evacuation
Emergency evacuation to home country if needed
Security Bond
MOM-required security bond coverage
S$5,000 S$5,000 S$5,000
Letter of Guarantee
Waiver of security deposit to hospitals
COVID-19 Coverage
Coverage for COVID-19 related medical expenses
Direct Billing
Direct settlement with panel clinics
Promotions
  • Free 2 months extension
  • S$50 FairPrice vouchers
  • Instant approval
  • S$60 cash via PayNow
  • Free medical checkup
  • Free helper insurance for 3 months
  • No waiting period
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How to Compare Maid Insurance Plans

  • Check the medical coverage limits and what is included
  • Compare personal accident coverage amounts
  • Look for additional benefits like dental and outpatient coverage
  • Consider the insurance provider's claim process and customer service
  • Review the policy terms and conditions carefully

Why Choose Our Comparison Service

  • Unbiased comparisons from leading insurers
  • Real-time quotes and instant coverage
  • Expert support throughout your journey
  • Secure and hassle-free application process
  • Regular policy reviews and updates

Frequently Asked Questions

Is maid insurance mandatory in Singapore?

Yes, maid insurance is mandatory in Singapore. The Ministry of Manpower (MOM) requires employers to purchase medical insurance with coverage of at least $15,000 per year and personal accident insurance with coverage of at least $60,000 for their foreign domestic workers.

What does maid insurance cover in Singapore?

Maid insurance in Singapore typically covers medical expenses, personal accident, hospitalization, repatriation costs, and liability protection. Most policies also include coverage for wage compensation, termination expenses, and replacement maid expenses. Some insurers offer additional benefits like dental care and outpatient treatment.

How much does maid insurance cost in Singapore?

Maid insurance in Singapore typically costs between $200 to $400 per year for basic coverage. The exact price depends on the coverage level, additional benefits, and insurance provider. Some insurers offer discounts for longer policy periods (26 months) or when you include optional benefits.

Can I claim maid insurance for pre-existing conditions?

Most maid insurance policies in Singapore do not cover pre-existing conditions. It's important to declare any known medical conditions during the application process. Some insurers may offer coverage for pre-existing conditions at an additional premium or after a waiting period.

How do I make a claim on my maid insurance?

To make a claim, contact your insurer immediately and submit the required documents (medical bills, police report if applicable, etc.). Many insurers now offer online claim submission through their website or mobile app. Keep all original receipts and documents for the claim process.

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