Group Medical Insurance Comparison
Find and compare the best group medical insurance plans for your employees
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Compare basic coverage and prices from top group medical insurance providers in Singapore
| Insurance Provider | Annual Premium | Annual Coverage | Hospital Ward | Outpatient Limit | Dental Coverage | Promotion | |
|---|---|---|---|---|---|---|---|
 Singlife ★★★★★ | $288/employee/month | S$50,000/year | B1 Ward | S$1,000/year | S$500/year | Free health screening | Get Quote |
 Tokio Marine ★★★★★ | $268/employee/month | S$45,000/year | B1 Ward | S$800/year | S$400/year | Wellness program included | Get Quote |
 HSBC ★★★★★ | $248/employee/month | S$40,000/year | B2 Ward | S$600/year | S$300/year | Mobile claims app | Get Quote |
 AIA ★★★★★ | $298/employee/month | S$55,000/year | A Ward | S$1,200/year | S$600/year | Mental health coverage | Get Quote |
 Income ★★★★★ | $278/employee/month | S$48,000/year | B1 Ward | S$900/year | S$450/year | Telehealth services | Get Quote |
Detailed Comparison
Compare detailed features and benefits of our recommended group medical insurance plans
Compare Group Medical Insurance Plans
Find the best group medical insurance plan for your employees. Compare coverage, benefits, and prices from top insurers in Singapore.
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Recommended
Singlife ★★★★★ $288/employee/month Minimum 5 employees | Tokio Marine ★★★★★ $268/employee/month Minimum 5 employees | HSBC ★★★★★ $248/employee/month Minimum 5 employees | |
|---|---|---|---|
| Annual Limit Maximum coverage per employee per year | S$50,000 | S$45,000 | S$40,000 |
| Hospital Ward Type of hospital ward covered | B1 | B1 | B2 |
| Pre/Post Hospitalization Coverage before and after hospitalization | 90/180 days | 90/120 days | 60/90 days |
| Outpatient Treatment Annual limit for outpatient medical expenses | S$1,000/year | S$800/year | S$600/year |
| Specialist Consultation Coverage for specialist visits | S$1,000/year | S$800/year | S$600/year |
| Dental Coverage Annual dental treatment coverage | S$500/year | S$400/year | S$300/year |
| Mental Health Coverage Coverage for mental health treatment | ✓ | ✗ | ✗ |
| Maternity Benefits Coverage for pregnancy and childbirth | ✓ | ✓ | ✗ |
| Direct Billing Cashless treatment at panel clinics | ✓ | ✓ | ✓ |
| Mobile Claims Mobile app for claims submission | ✓ | ✓ | ✓ |
| Promotions |
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| Get Quote | Get Quote | Get Quote |
How to Choose Group Medical Insurance
- ✓ Assess your workforce healthcare needs
- ✓ Compare coverage limits and benefits
- ✓ Review hospital networks and accessibility
- ✓ Consider additional wellness benefits
- ✓ Evaluate claim processes and support
Why Choose Our Comparison Service
- ★ Compare leading group insurers
- ★ Customized corporate solutions
- ★ Dedicated account management
- ★ Streamlined administration
- ★ Employee wellness support
Frequently Asked Questions
What is group medical insurance and why do Singapore businesses need it?
Group medical insurance provides healthcare coverage for employees under a single policy. In Singapore, it's essential for attracting and retaining talent, complementing MediShield Life, and ensuring employees have access to quality healthcare. It can also help businesses fulfill their duty of care obligations.
What does group medical insurance typically cover?
Standard coverage includes inpatient treatment, surgery, hospital room and board, pre and post-hospitalization treatment, and emergency care. Many plans also cover outpatient treatment, specialist consultations, dental care, and health screenings. Coverage can be customized based on employee grades or company needs.
How is group medical insurance priced in Singapore?
Pricing depends on factors like group size, employee demographics, coverage level, claim history, and industry type. Larger groups typically enjoy better rates due to risk pooling. Most insurers require a minimum of 5-10 employees for group coverage.
Can employees' dependents be covered under group medical insurance?
Yes, many group medical insurance plans in Singapore offer optional coverage for employees' dependents (spouse and children). This is typically available at additional premium, which can be paid by either the employer or employee.
How does group medical insurance work with existing health insurance?
Group medical insurance can work alongside MediShield Life and Integrated Shield Plans. It often provides additional coverage or fills gaps in existing coverage. Some plans offer coordination of benefits to maximize coverage while preventing double claiming.
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